Health & Dental Insurance
Coffey Health System full-time employees are eligible to receive medical and dental insurance at the current employee cost share rate of $26.57 per pay period for employee only, or $210.91 per pay period for employee plus family. You are also eligible to enroll in a Vision and FSA Plan. As a new hire, the eligibility date for these plans is the first of the month following 60 days of employment. (Current Carriers: Medical & Dental – Blue Cross Blue Shields and Vision – MetLife.)
As an employee you are eligible to enroll in any of the voluntary supplemental insurance plans available to the employees, current offerings include: a short-term disability plan, critical illness, ID & Legal Shield, an accident plan, and cancer insurance; additional life insurance is also available. Annual open enrollment for these plans also occurs in October, effective November 1st. Supplemental plans are not available for election at new hire.
As an employee you receive the CHS paid long-term disability insurance as well as paid life insurance, which is based on your salary (3x your annual income, up to $500,000.00), after 90 days of employment.
CHS has a 414(h) in lieu of Social Security retirement plan. Meaning, CHS is not a part of Social Security benefits, kind of like a school or city. Instead, CHS puts an amount equal to 7% of your salary into the plan and the employee is required to contribute 4%. This equals an investment of 11% of your salary and you are 100% vested in these funds from day one. You direct how and which funds, within the plan, are invested. You can also choose to contribute more than the employee base of 4% into a 457, there is not an employee match option with this additional plan.
As a new hire, the current accrual of DL (PTO) is at a rate of .09615 per straight time hours worked. The maximum potential DL hours earned, based on 2,080 annual worked hours, is 200. This will increase after the 3rd completed year of service. DL is available to utilize for vacation, holidays and sick leave the first of the month following 90 days of employment.
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