General Benefit Information

Medical, Dental, Vision, FSA (Full & part-time employees)

As an eligible employee, you are able to enroll in Medical and Dental insurance at the employee cost-share rate. You are also eligible to enroll in Vision and an FSA Plan. Employees may elect to enroll in employee-only or family coverage. Annual open enrollment for these plans occurs in October, effective November 1st. As a new hire, the eligibility date for these plans is the first of the month following 60 days of employment. (Current Carriers: Medical & Dental – Blue Cross Blue Shields and Vision – MetLife.)

Supplemental Benefits (Full & part-time employees)

As an eligible employee, you are able to enroll in any of the voluntary supplemental insurance plans available to the employees, current offerings include: Short-term Disability, Critical Illness, ID & Legal Shield, Accident, Cancer, Medical Transport, and supplemental life insurance. Annual open enrollment for these plans also occurs in October, effective November 1st. Supplemental plans are not available for election at new hire.

Paid Benefits (Full & part-time employees)

For all eligible employees, CHS provides an employer-paid Life Insurance, Long-Term Disability, and AD&D plan. The plan benefit is based on salary and becomes effective after 90 days of employment.

Retirement (All employees)

All CHS employees contribute to a 414(h) Plan in lieu of the Social Security retirement plan. Meaning, CHS is not a part of Social Security benefits, kind of like a school or city. Instead, CHS puts an amount equal to 7% of your salary into the plan and the employee is required to contribute 4%. This equals an investment of 11% of your salary and you are 100% vested in these funds from day one. You direct how and which funds, within the plan, are invested. You can also choose to contribute more than the employee base of 4% into a 457, there is not an employee match option with this additional plan.

Discretionary Leave (Full & part-time employees)

As a new hire, the current accrual of DL (PTO) is at a rate of .09615 per straight time hours worked. The maximum potential DL hours earned, based on 2,080 annual worked hours, is 200. This will increase after the 3rd completed year of service. DL is available to utilize for vacation, holidays and sick leave the first of the month following 90 days of employment.